Stamp duty and registration calculator
Enter what the flat is going for and see the stamp duty and registration you will actually hand over on top, anywhere in Maharashtra. The women's concession is built in.
₹1.00 Cr
Buyer
You will pay, over and above the agreement value
₹6,30,000
- Agreement value
- ₹1,00,00,000
- Stamp duty (6%)
- ₹6,00,000
- Registration (1%, max ₹30,000)
- ₹30,000
- Total outgo
- ₹1,06,30,000
Indicative only. Stamp duty is set by the state and revised in the budget; cess and local body tax vary by area. Confirm the current rate with IGR Maharashtra before you rely on this for a transaction.
What you are actually paying
Two separate charges land on top of the agreement value when a property changes hands in Maharashtra. Stamp duty is the tax on the transaction itself, charged as a percentage and varying by where the property sits — the BMC area is treated differently from Thane, and rural land differently again. Registration is the fee for recording the sale with the sub-registrar: 1% of the value, but capped at ₹30,000, so on anything above ₹30 lakh it is a flat thirty thousand rupees.
One detail catches buyers out regularly: duty is charged on the agreement value or the government ready reckoner rate for that locality, whichever is higher. A price negotiated below the reckoner rate does not reduce the duty.
If you are a broker, these are the numbers a client asks for the moment they get serious. Having them to hand — before the client goes looking elsewhere — is usually what keeps the conversation with you.
Put this on your own site
Free to use on any website. Paste this where you want the calculator to appear — it works on WordPress, Wix, Squarespace or plain HTML, and resizes to fit the column it sits in.
<iframe
src="https://makaansathi.in/embed/stamp-duty"
title="Stamp duty calculator"
width="100%"
height="620"
loading="lazy"
style="border:1px solid #d6dcd6;border-radius:12px"
></iframe>The only condition is that the attribution line stays visible. Rates are kept current here, so an embed updates itself when Maharashtra revises them.
Broking in Mumbai?
Makaan Sathi keeps every buyer and every listing in one place and scores them against each other, so the flat that came in this morning finds the client who has been waiting for it. Share listings with other brokers without handing over the owner's number, and let AI draft the WhatsApp follow-up.
Start free for 7 daysNo card needed.
Common questions
- How much is stamp duty in Mumbai?
- In the BMC area stamp duty is generally 6% of the agreement value for a male buyer and 5% for a female buyer, inclusive of the metro cess. Thane, Navi Mumbai and Pune usually run a percentage point higher. Rates are set by the state and change in the budget, so confirm the current figure with IGR Maharashtra.
- What are registration charges in Maharashtra?
- Registration is 1% of the agreement value, capped at ₹30,000. On any property above ₹30 lakh you therefore pay the flat ₹30,000 rather than a percentage.
- Do women pay less stamp duty in Maharashtra?
- Yes. Maharashtra offers a 1% concession where the buyer is a woman and the property is registered in her name. On a joint purchase with a male co-owner the standard rate normally applies.
- Is stamp duty calculated on the agreement value or the ready reckoner rate?
- On whichever is higher. If the agreement value is below the government ready reckoner rate for that area, stamp duty is charged on the ready reckoner value instead.
- Can stamp duty be included in a home loan?
- Usually not. Most lenders fund a percentage of the property value and expect stamp duty and registration to be paid from your own funds, so budget for them separately.